The voluntary insurance programs offered through AFT + Member Benefits were designed to help the AFT membership “fill the gaps” in coverage by offering products that supplement existing insurance plans, or offer programs that are unique in that they can only be purchased through the “insurance portal” created by union membership.
Each program addresses a specific need and, with the exception of the no-cost term life and disability income plans, provides coverage for spouses, domestic partners, and eligible dependents. In addition, many of the plans are portable , meaning you can continue your coverage even if you change jobs.
We invite you to click on any of the product selections to obtain more information. And, if you wish to speak to a live, licensed benefits representative, all you need to do is call our toll-free number at 888-423-8700 . Our representatives are available Monday through Friday, from 9 AM to 9 PM, and Saturdays from 10 AM to 3 PM (all times EST).
Please consult individual policies for complete details, limitation and exclusions.
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Available Products
$10,000 No-Cost Term Life Insurance Available to new AFT members during their first year of membership. (New members only.)
Voluntary Group Term Life Insurance Up to 6 times annual salary to a maximum of $1,000,000.
Disability Income Insurance Choice of five plans Covers accident and sickness on and off the job.
Universal Life Insurance Guaranteed Issue coverage available for members up to $150,000, "Living Benefits", including a long-term care rider.
Limited Medical Plan Fixed payment reimbursement plan for listed medical services, including a generic prescription drug program.
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